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Who We Are What We Do Why Choose Us
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LendingBlocks Documents Borrower Application eSign eClose Loan Analysis Mail Center
Solutions
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Compliance FAQs
Contact Us
About Us
Who We Are What We Do Why Choose Us
Products
LendingBlocks Documents Borrower Application eSign eClose Loan Analysis Mail Center
Solutions
Resources
Compliance FAQs
Contact Us

Loan Analysis

Compliance clarity, Built into every loan

Stay Fast. Stay Accurate. Stay Compliant.

Loan Analysis from Docu Prep gives lending teams instant, actionable insight into compliance risk—before it becomes a costly exception. Designed for modern workflows, it surfaces what matters most so your team can move with confidence.

What It Does

  • Section 35 (HPML) Coverage
    Flags Higher-Priced Mortgage Loan thresholds and requirements, highlighting APR, points and fees, and escrow triggers based on clients’ preferences.
  • Section 32 (HOEPA) Checks
    Identifies high-cost coverage with precise tests and thresholds, calling out triggers that require additional disclosures and restrictions.
  • State High-Cost Tests
    Applies high-cost and anti-predatory rules across applicable states, giving you a clear, consolidated view of compliance outcomes in one place.
  • Transparent Points & Fees
    Breaks down financed fees, prepaids, and add-ons to show exactly what counts toward tests—no guesswork, no hidden surprises.

Why Lenders Love It

  • Fewer Exceptions, Faster Turn Times
    See issues immediately, resolve them at the source, and keep files moving.
  • Confidence at Audit
    Every decision is backed by a traceable calculation and rule context, making audits and investor reviews straightforward.
  • One Screen, Total Visibility
    Loan Analysis centralizes the critical data—APR, APOR, fees, thresholds—so teams don’t hunt across systems.
  • Aligned with Your Workflow
    Use it at disclosure, underwriting, or pre-close to prevent last-minute reworks and re-disclosures.

Built by Docu Prep

With Since 1986, we’ve delivered lending documents, compliance solutions, and industry leading technology trusted by financial institutions nationwide. Loan Analysis extends that strength with real-time tests with explanations and citation references for your team.

Make compliance a simple practice.


Put Loan Analysis to work on your next files with critical stops and warnings for smoother closings.

Ready to see it? Discover how Loan Analysis helps your team move faster and more consistently.