Updates

May 4, 2018

Document Updates and Changes

As a result of an ongoing review of our documents to ensure compliance with state and federal requirements, we have made the following changes:

IDKSINS/19452 removed the section on the document referring to the cost of hazard insurance obtained from the lender as this is not a required on the form  completed 05/04/2018

April 9, 2018

Document Updates and Changes

As a result of an ongoing review of our documents to ensure compliance with state and federal requirements, we have made the following changes:

MDWETSET/8127 Maryland Wet Settlement Authorization – updated to include MD Code Ann. Real Prop Sec 4-106(b)(2) and updated verbiage completed 04/04/2018

WAFSLDIS/27030 Washington State Federal Student Loan Refinance into Mortgage Disclosure – new document created due to WA Senate Bill, available upon request completed 04/03/2018

RD198019/14348 VA Guaranteed Loan Closing Report Form – updated to current USDA version completed 04/05/2018

UHFA144A/22547 UHC Loan Submission Checklist – updated to current UHC version completed 04/05/2018

March 30, 2018

Document Updates and Changes

As a result of an ongoing review of our documents to ensure compliance with state and federal requirements, we have made the following changes:

IAPREAPP/8107/Iowa Purpose of the HUD/FHA Appraisal – Will be removed from criteria as the disclosure is not required by state or FHA   completed 3/30/2018

OH1061G/19395/Ohio Notice of Change in Mortgage Terms – Revisions to Ohio House Bill 199 eliminated the requirement for this disclosure   completed 3/30/2018

March 16, 2018

Document Updates & Changes

As a result of an ongoing review of our documents to ensure compliance with state and federal requirements, we have made the following changes:

USV1820/4744/VA Report & Certification of Loan Disbursement – Updated disclosure to current version   completed 3/15/2018

AFRESH1/6334/Notice of Right of Rescission, H-9 Hybrid (Same creditor) – Updated verbiage to match CFPB model form   completed 3/16/2018

USARECN1/4563/Notice of Right to Rescission H-8 – Updated some formatting and verbiage to match CFPB model form   completed 3/16/2018

VAREFI/14389/IRRRL Comparison Statement Veterans Certification – To meet the requirements of VA Circular 26-18-1, this form will be replaced by VAREFI2/27020, now titled “VA Rate Reduction Statement.” The new form will trigger for loans with a closing date of 4/1/2018 or later   completed 3/16/2018

February 26, 2018

Document Updates and Changes

As a result of an ongoing review of our documents to ensure compliance with state and federal requirements, we have made the following changes:

USA8821/6833/IRS form 8821 – Updated disclosure to the January 2018 version   completed 1/31/2018

WFEXHIVI/24885/WF Initial Loan Submission Checklist – Updated form to the January 2018 version   completed 2/1/2018

V268261/20644/VA form 26-8261a – Updated the expiration date and address for the Atlanta Regional Loan Center   completed 2/5/2018

WFFINAL/12434/WF Final Documentation Transmittal – Updated form to the February 2018 version   completed 2/14/2018

WFSUBSU2/11660/WF Loan Document Checklist – Updated form to the February 2018 version   completed 2/16/2018

UTHUDAP/8118/Purpose of the HUD/FHA Appraisal – Will be removed from criteria as disclosure is not required by state or FHA   will be completed 2/28/2018

January 5, 2018

Document Updates and Changes

As a result of an ongoing review of our documents to ensure compliance with state and federal requirements, we have made the following changes:

DPIFEEMA/26890/MA Advance Fee Agreement – Created disclosure completed 1/3

DPIACTAR/26899/AR Adverse Action Notice – Created disclosure completed 1/3

NJATTORC/22541/NJ Attorney Fee Disclosure – Updated the NJ code, added borrower name, date, property address, Lender and Originator name, License and NMLS numbers and additional disclosure statement completed 1/4

NVDISFEE/24436/NV Mtg Broker Earned Fees Disclosure – Added seller check boxes and Total Paid by Seller completed 1/3

IDAZAPPL/17020/AZ Advance Fee Agreement – Added Lender and Originator License and NMLS numbers and statement regarding refundability of fees completed 1/4

IDMNCONT/17025/MN Mtg Originator Contract – Added MN code, property address, Lender License and NMLS numbers, Originator name, License and NMLS numbers insert statement regarding disbursement of fees and requirements for rescission. Removed borders and changed to letter size completed 1/4

RIPREDIS/11551/RI Prepayment Penalty Disclosure – Added the RI Code, loan number, Lender License and NMLS numbers, Originator License and NMLS numbers and removed borders completed 1/3

TXLAGREE/5233/TX Loan Agreement Notice – Updated title, added borrower name, Lender and Originator name, License and NMLS numbers, acknowledgment statement and changed to letter size completed 1/3

IDTXLODS/11095/Texas Mortgage Company Disclosure 7 TAC Sec 80.200(a) – Updated the document content to the new version effective 01/07/2018 completed 1/5

We have made updates to the following documents in compliance with the new Texas 50(a)(6) regulations:

TXAFFHER/27000/Texas Home Equity Loan Refinance Affidavit– Created disclosure completed 1/5
NOTE: This form will print with your closing package for refinance loans in Texas if the tag [HERD] is sent to us (unless other arrangements have been made).

For questions, please contact support at support@docuprep.com

12/29/2017

Document Updates and Changes

In addition to the updates listed below, the new HMDA Addendum to the Uniform Residential Loan Application will print any time that the 1003 prints, beginning January 1st, 2018. The “government monitoring” section of the 1003 will now appear grayed out and will intentionally be left blank.

We have made updates to the following documents in compliance with the new Texas 50(a)(6) regulations:

TXHEQEXT/7144/TX Notice Concerning Extensions of Credit – Updated disclosure for new 50(a)(6) regulations effective January 1, 2018.   Completed 12/31

IDTEXTS/15041/TX Initial Disclosure Notice Concerning Extensions or Credit (Spanish) – Updated disclosure for new 50(a)(6) regulations effective January 1, 2018.   Completed 1/02

IDTXEXTE/15042/TX Notice Concerning Extensions of Credit – Updated disclosure for new 50(a)(6) regulations effective January 1, 2018.   Completed 12/31

TXHELCD/26993/TX Important Notice Concerning Refinancing – Created new disclosure pursuant to Section 50(F)(2)(D) effective January 1, 2018.   Completed 12/31
NOTE: This form will print with refinance loans in Texas if the tag [HERD] is sent to us (unless other arrangements have been made).

TXHEQSEC/7157/TX HE Security Instrument – Updated instrument for new 50(a)(6) regulations effective January 1, 2018.   Completed 12/31

TXHEQSEM/11423/TX HE Security Instrument – MERS – Updated instrument for new 50(a)(6) regulations effective January 1, 2018.   Completed 12/31

TXHEQAGR/7140/TX HE Affidavit and Agreement – Updated disclosure for new 50(a)(6) regulations effective January 1, 2018.   Completed 12/31

TXHE3244/7139/TX HE Fixed Rate Note – Updated Note for new 50(a)(6) regulations effective January 1, 2018.   Completed 12/31

TXHE3522/7997/TX HE Adjustable Rate Note, Treasury Index – Updated Note for new 50(a)(6) regulations effective January 1, 2018.   Completed 12/31

TXHE3523/7143/TX HE Adjustable Rate Note, Treasury Index, Convertible – Updated Note for new 50(a)(6) regulations effective January 1, 2018.   Completed 12/31

TXHE352f/26850/TX HE Adjustable Rate Note, Libor – Updated Note for new 50(a)(6) regulations effective January 1, 2018.   Completed 12/31

TXHE3528/12282/TX HE Adjustable Rate Note, Libor – Updated Note for new 50(a)(6) regulations effective January 1, 2018.   Completed 12/31

TXHE3529/21472/TX HE Adjustable Rate Note, Libor – Updated Note for new 50(a)(6) regulations effective January 1, 2018.   Completed 12/31

As a result of an ongoing review of our documents to ensure compliance with state and federal requirements, we have made the following changes:

NJAPPDIS/7551/NJ Application Disclosure Form – Updated disclosure with new verbiage. This will replace IDNFEES effective January 1, 2018.   Completed 12/31

USAPOACT/26997/Citi Certification of Durable POA – Created new disclosure for Citi Correspondent Lending.   Completed 12/27

We also want to mention that we have updated the thresholds used on the loan analysis to the 2018 limits. These updates will be in place as of January 1, 2018.

For questions, please contact support at support@docuprep.com

December 1, 2017

Document Updates & Changes

COINSDIS/17569/CO Insurance Disclosure Prepayment Penalty Disclosure – Added date, loan number, Lender and Originator name, License and NMLS numbers and check boxes to indicate choice to obtain insurance from lender completed 11/17

TXHE3182/7998/FNMA TX HE Notes & Riders – Updated taglines for joint Fannie Mae/Freddie Mac use completed 11/17

TXHE3187/12281/FNMA TX HE Notes & Riders – Updated taglines for joint Fannie Mae/Freddie Mac use completed 11/17

TXHE3522/7997/FNMA TX HE Notes & Riders – Updated taglines for joint Fannie Mae/Freddie Mac use completed 11/17

TXHE3528/12282/FNMA TX HE Notes & Riders – Updated taglines for joint Fannie Mae/Freddie Mac use completed 11/17

GENAFFIL/25383/Affiliated Business Disclosure – Updated Federal code, added loan number, Lender License and NMLS number and Originator name, License and NMLS numbers completed 11/20

IDVTAPPL/17711/VT Disc of Int & Role of Mtg Lender – Updated the disclosure title, added borrower name, date, property address, loan number, Lender and Originator name, License and NMLS numbers completed 11/20

IDPAINS/10521/PA Choice of Insurance Notice – Removed borders, added date, Lender and Originator name, License and NMLS numbers completed 11/20

INFORMCC/23687/FHA Informed Consumer Choice – Updated the revision and expiration dates on the document completed 11/13

USAW9 /4572/IRS Form W9 – Updated the form with the November 2017 revisions completed 11/29

PA3200/20715/PA Fixed Rate Note – Updated the Note to the current FNMA/FHLMC version completed completed 11/29

PA3501/20389/PA 5/1 ARM Note – Updated the Note to the current FNMA/FHLMC version completed 11/29

PA3502/20535/PA 5/2 ARM Note – Updated the Note to the current FNMA/FHLMC version completed 11/29

DPIASNME/26896/ME MERS Assignment – Added language for recording book and page completed 11/20

11/13/2017

Document Updates and Changes

As a result of an ongoing review of our documents to ensure compliance with state and federal requirements, we have made the following changes:

We have created investor specific ARM Notes and Riders for the US Bank 10/1, 7/1 and 5/1 Interest Only ARM Products. The new documents include a multistate Note and Rider as well as state specific Notes and Riders for AK, FL, LA, NH, PA, TX, VA, VT, WI and WV. They will be available on Thursday, November 16, 2017.

For questions, please contact support at support@docuprep.com

10/27/2014

Document Updates and Changes

As a result of an ongoing review of our documents to ensure compliance with state and federal requirements, we have made the following changes:

VACOMMIT/26198/VA Mortgage Loan Commitment – Update VA Mortgage Loan Commitment with additional rate lock language completed 10/25

AAPLHMDA/26802/Demographic Information Addnm – Updated to current 9/17 version completed 10/25

TXCMERTD/9473/Texas Security Instruments – Updated to current FNMA version to reflect changes in state law regarding foreclosure sale dates completed 10/25

TXCTD/4856/Texas Conventional Deed of Trust #3044 – Updated to current FNMA version to reflect changes in state law regarding foreclosure sale dates completed 10/25

TXFMERTD/9805/Texas (MERS) FHA Trust Deed – Updated to current FNMA version to reflect changes in state law regarding foreclosure sale dates completed 10/25

TXFTD/4822/Texas FHA Deed of Trust – Updated to current FNMA version to reflect changes in state law regarding foreclosure sale dates completed 10/25

TXVAAMTD/6000/Texas VA Amended Deed of Trust FNMA/FHLMC #3044 – Updated to current FNMA version to reflect changes in state law regarding foreclosure sale dates completed 10/25

TXVMERTD/9474/Texas VA (MERS) Amended Deed of Trust FNMA/FHLMC #3044 – Updated to current FNMA version to reflect changes in state law regarding foreclosure sale dates completed 10/25

For questions, please contact support at support@docuprep.com

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